Credit Card Churning


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Posted by Beth | May 24, 2016 Starwood Preferred Guest points are considered one of the most valuable points currencies out there. They are harder to earn than other types of points, but can be redeemed at much lower levels. We redeemed most of our SPG points for stays in Southeast Asia […]

Great low-level points redemptions on SPG stays in Southeast Asia


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Posted by Beth | April 19, 2016 Thanks to airline miles the cost of our mission trip to Uganda was significantly reduced because we did not have to pay for our flight. I wrote up this (pretty lengthy) explanation of the step-by-step process that can be used to enough free […]

How to earn enough miles to fly free to Uganda ...



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Posted by Beth | January 7, 2016 Our nine-month round-the-world trip cost is significantly lower thanks to the millions of airline miles and hotel points we have accumulated and redeemed. You can read more about the points and miles basics in this post, but today I want to dig in […]

How we use flexible bank rewards for free travel




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A few days back I posted a link to my go-to spreadsheet for managing our credit card system. With nearly 40 cards at this point, that’s no easy task! Thanks to some comments and reader feedback I’ll be updating the Points, Miles and Credit Card Management Template (Download) to include even more […]

How to use Excel to manage credit cards and points: ...


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Last week my 91-day waiting period between rounds of credit card applications was up, so it was time for a new churn! We’ve got thousands of miles sitting in our AA and United accounts, our primary methods of international travel, so we’re good for awhile for the couple of big […]

New rewards credit cards I just added to my wallet




We spent our  Saturday skiing in some beautiful weather at Breckenridge and are currently lounging at the Holiday Inn Frisco. It’s a paid stay, but will be my last night needed for the IHG Into the Nights promotion to earn two free nights anywhere (which we’ll probably use in Vail later […]

A quick points high: Recap of this week’s deals